General Student Loan Info

Types of Student Loans

1. Federal student loans
   There are 4 types: direct subsidized, direct unsubsidized, Grad PLUS, and direct consolidation loans.
   Read more here.
   

2. Private loans (private student loans and parent loans)
   Private loans are issued by banks or other financial institutions. To pursue a private loan, you'll need to contact the lender(s) directly.

Student Loan Repayment Options

1. Federal student loan repayment plans
   a. Standard Repayment Plan
   b. Graduated Repayment Plan
   c. Extended Repayment Plan
   d. Income-Drive Repayment (IDR) Plans (optimal for medical students)
   e. Income-Sensitive Repayment Plan

2. Private student loan repayment plans (not covered here)